4055550199 / 405-555-0199 Reverse Phone Lookup

This is a scavenger collection agency by the name of "Midland Credit Management,' a division of "Encore Capital Group." They are considered scavenger collectors because their specialty is buying old, past the statute of limitations debts, and harassing to get payment. NEVER PAY THEM A PENNY OR PROMISE TO PAY ANYTHING! If you do, you may end up resetting the statute of limitations and the nightmare will continue. For information on your rights, visit this site: http://www.fair-debt-collection.com/statue-limitations-explained.html. Know the FDCPA, the Fair Debt Collection Practices Act. Visit: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf Know the FCRA, The Fair Credit Reporting Act. Visit: http://www.ftc.gov/os/statutes/031224fcra.pdf Once a debt has gone beyond the statute of limitations, no one can force payment. Check the Statue of limitations for your state here: http://www.fair-debt-collection.com/statue-limitations.html Many do not realize that there is a statute of limitations on reporting a debt to the credit reporting agencies. With most consumer debt, that is 7 years. A debt older than that cannot be reported, and if it is, it can be easily disputed and removed. Remember- do not pay this collector anything. Never admit the debt. Always dispute it!l